There are many loan programs available to help you qualify.
Are you concerned about qualifying for the amount needed to purchase the home that will fit your needs best? Or, is your estimated monthly mortgage amount higher than you expected?
Our Loan Officers can help you determine which qualification strategies will work best for you. Remember, their role is to make this process as easy as possible for you while also meeting all of your short- and long-term home financing objectives.
Keep money aside — don’t spend all of your money on the down payment and closing costs. In some cases you may be required to show evidence of having cash reserves available after closing. “Incidentals” can add up quickly and you’ll want to have some cash for moving expenses, new window treatments, landscaping — and of course everything from caulk and painting supplies to lawn mowers and ladders.